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Chapter 13 Reorganization I’m here again with Gary Fraley, founder and owner of Fraley & Fraley Law Firm. For today’s video, I thought we would talk a little bit about chapter 13 reorganization plans. So for those of us who are not so well-versed in the law, can you give us an idea briefly of what a chapter 13 actually is? Well, as you say, it’s a reorganization plan that goes over three to five years depending on your circumstances that controls your debt. Oftentimes, will wipe out credit card debt and things like that, lets you keep your home, your car and other assets like that and maybe pay off tax debts and things like that.

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