What Is Chapter 7

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Jonathan Simon: My name’s Jonathan Simon. I’m a licensed attorney in Arizona practicing bankruptcy with the Bornmann Law Group. I’m here to answer all your bankruptcy needs and questions. A Chapter 13 may be advantageous if you have, say, a second mortgage or a lot of secured debt that a Chapter 7 won’t get rid of. Chapter 13s, well, involving a payment plan of three to five years are advantageous over a Chapter 7 in some cases, depending on the type of debt that you have.

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The law demands that any formal insolvency proceedings.

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